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My Friend Timms.

Timms is one of the hardest working men I’ve ever met.  I met him about ten years ago while visiting his company to offer financial planning and investment management services to the executives.  He’s the security guard. 

Can Stocks Go to Zero?

The recent rout in stocks has been unnerving.  The rate of decline has been swift and violent.  In less than two weeks it has fallen more than 9%. Market corrections aren’t fun but they’re normal.  Up markets follow down markets and vice versa just as spring follows winter.   Stocks can’t go to zero and snow eventually melts.

How to Generate (more) Income in Retirement.

Do you want or need more income for your golden years?  With low interest rates and reduced pensions retirees have been on a journey to find alternative sources of income.  Retirees have historically relied on Social Security benefits, pension payments, or investment income to meet their needs during their retirement years.

Points or Percentages?

The Dow Jones is currently trading north of 26,000. As the market climbs higher the range of point moves become more prominent. For example, it’s not uncommon for the Dow to rise or fall 200, 300 or 400 points in a day. When the market has wide moves it catches the attention of the media and investors. A market falling 400 points sounds alarming, but is it?

Oars in The Water!

Rowing is a sport of endurance, synchronization, and faith.  There are numerous regattas, but I prefer watching the large boats with eight rowers and a coxswain.  For the crew of a boat to be successful they must row as one.  Their blades need to enter and exit the water at the same time to the cadence of the coxswain.  

Is Cash King?

The U.S. stock market has already risen 7.5% for the year and it shows no signs of slowing down.  This strong start is following a 21.8% return in 2017 and a 11.9% return in 2016.  In the S&P 500 Index about 140 companies have already produced a double-digit return.

More, More, More!

Retirement is a joyous occasion and a time for celebration.  After years of toil you’ve earned the right to enjoy the fruits of your labor.  You can travel the world, run on an uninhabited beach, read lengthy novels, watch movies, or volunteer your time.  Regardless of your goals it will take money to finance your dreams. 

The Peloton

A peloton is a thing of beauty with hundreds of cyclists riding as one.  It moves like an enormous, colorful snake as it serpentines across valleys and over mountain ranges. 

Will Stocks Rise Forever?

Voyager 1 was launched on September 5, 1977 by Jet Propulsion Laboratory (JPL) and it’s currently 13 billion miles from Earth travelling at a speed of 38 thousand miles per hour.[1]  It’s the only man-made object in interstellar space and it recently fired up its boosters after 37 years.[2]  The original mission for Voyager was to study Jupiter and Saturn but now it appear

The Mighty Mississippi!

The Mississippi is the longest river in North America.  The headwater is Lake Itasca in Minnesota and then it travels south for 2,350 miles to reach the Gulf of Mexico near New Orleans.  It’s the fourth largest river in the world.[1]  The watershed for the Mississippi covers about a third of the United States from the Allegheny Mountains to the Rocky Mountains.[2]  The

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