October marks my twentieth anniversary as a Certified Financial Planner Practitioner™, and I've worked on thousands of financial plans and reviewed many more. I've concluded there are no good or bad plans, only your plan, because it's unique, and its success depends on your goals – no one else! But...
Over the years, my family and I vacationed at Wind River Ranch - a Christian dude ranch in Estes Park, Colorado. Wind River Ranch rests in a valley between Longs Peak and Twin Sisters, a magical place. I rode horses, hiked, and fished while acting like a cowboy. Giddy up!
While riding horses in...
Wonder Woman conquered the summer box office competition in 2017, generating over $822 million in revenue. DC Comics created Wonder Woman in October of 1941 as a heroine from the Amazon who promotes peace and fights evil, joining the Justice League with Batman, Superman, and Aquaman.
Lynda...
The hot topic is the yield curve or, more importantly, the inverted yield curve. A yield curve is a collection of interest rates, or yields, plotted on a chart, beginning with the One-Month US Treasury Bill and ending with the 30-Year US Treasury Bond, plotting all points in between to determine...
March Madness is in full swing, and first-timers from San Diego State, Miami, and Florida Atlantic are joining UCONN in the Final Four. The top seeds have NBA-caliber talent, and several players will be lottery picks in the upcoming draft, so it's not surprising most people picked these schools to...
The siren of individual stocks has drawn me in for decades since I entered the brokerage business thirty-plus years ago. I envisioned becoming the next Warren Buffett, Peter Lynch, or Jesse Livermore. I've read several books on investing, charting, and trading. The data has been priceless, and I...
Retirement is exciting for many, but some people want to remain active and connected to the workforce or their communities. I was curious about the opportunities for active retirees, so I asked ChaptGPT, and here is what it (he/she/they) recommended.
There are many great job options for active...
Is a recession imminent because of the collapse of Silicon Valley Bank? First Republic Bank, Signature Bank, and Silvergate Bank are also on the ropes, and I'm sure there are more to come as individuals withdraw their money to buy US Treasuries or bury it in the backyard. If bankers are nervous...
Another day, another market sell-off. The latest culprit is the failure and seizure of Silicon Valley Bank after a bank run. It’s two steps forward, one step back. Before COVID, the Ukraine War, rising interest rates, and persistent inflation, the S&P 500 was up nearly 200%, averaging 11.4% annually...
Silicon Valley Bank gives us another reason to panic and freak out over our financial future. The FDIC seized the sixteenth-largest bank in the country on Friday, the second-largest bank takeover in US history. At the time of the collapse, twenty-two Wall Street analysts rated the stock a buy or...
A venti honey almond milk flat white coffee costs $5.95; if you drank one daily for a year, it would cost $2,171, and after forty years, you would have spent approximately $960,000, and that’s a lot of coffee beans. Of course, you could brew your coffee at home for about 15 cents, but that’s not as...