Q

Do you make house calls?

I do.  My schedule is flexible and I can meet with you at your home or business.

Q

Do you sell any products?

I don't sell or manufacture any products.

Q

Are you owned by a large bank, brokerage firm or insurance company?

I own 100% of my firm and I’m not owned by any other financial institution.

Q

How can I add or remove money from my investment accounts?

Your account can be linked to your bank allowing you to move money between T.D. Ameritrade and your bank.   

Q

Do you charge a commission?

I do not charge any commissions for my service.

Q

What is your fee for a comprehensive financial plan?

My fee for financial planning is $800.00.  This fee is waived for asset management clients.

Q

What is your fee for investment management?

My fee is .5% for accounts less than $10 million.  The fee is .35% for accounts between $10 million and $20 million.   The fee is negotiable for accounts greater than $20 million.

Q

How do you get paid?

I get paid based on a percentage of the assets under management and I receive a flat fee for financial planning.

Q

Will I be able to see and access my accounts online?

Yes. You can follow your account online. You'll also receive statements and tax information from T.D. Ameritrade.  You can also track your accounts on your phone through T.D. Ameritrade’s mobile app. You will also have a secure client portal with Morningstar.

Q

Who is your custodian?

T.D. Ameritrade Institutional.

Q

Do you have a minimum asset level for financial planning?

I do not.  The financial plan is a stand-alone service.

Q

Do you have a minimum investment requirement for asset management?

No. I work with individuals who want or need help with retirement planning, financial planning or investment management.